Scottish councils pay big thanks to personal injury claims

Personal injury news roundup: 7 days ended 30 Dec 2014:

Over the last five years, Scottish councils have been paying through the nose when it comes to personal injury claims according to brand new data.

Personal injury lawyers in Scotland have been working overtime over the last half a decade, winning something like £15.5 million in compensation awards for claimants. The unbelievably high figure covers a range of bizarre injuries – some claims were for as little as just £1.50 – making me wonder who in the world would even bother for just over a quid’s worth of damages – to a massive £73,000.

According to the data, the lion’s share of the personal injury compensation claims were mostly due to injuries and damage due to potholes or water-related damages. However, there were a number of other issues leading to claims such as wrongful arrests and even violent council employees.

Believe it or not, this massive payout is actually being greeted as a relief by Scottish councils. Why, you may ask? Well it’s not because Scottish councilors are completely barmy – it’s that the figure is actually an improvement However, the figures show an overall decrease in council payouts. How big a decrease? About £3 million, if you can believe it, when compared to the kinds of payouts being made by Scottish local authorities from 2010.

So this is a pretty turn of events indeed if you ask me. For what it’s worth, it’s nice to know that Scottish authorities are gladdened to know that the amount of compensation they’re paying out is going down by a rather reasonable chunk. At the same time, £15.5 million is a shedload of cash – and let’s be honest here, the money that these councils pay out is sourced from taxpayer funds. Sure, technically it’s the insurance companies for the councils that pay out on all these claims, but where do you think the money comes from to pay the incredibly high premiums for all the policies for these councils? We’re not talking pennies here after all. Think about it: your own home insurance rates are probably higher than you’d like to pay, and that’s just one personal residence. Imagine what it costs to insure a school or some other building that a local authority is responsible for!

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